Sunday, January 26, 2014

#The Money Tree Virtual Book Tour and #Giveaway by Ladonna N. Smith

About The Book

Follow Tyler on his adventure to get enough money for a cool new toy, without the help of his parents. A witty and fun story with upbeat text for your young child with a valuable lesson about working hard and saving money to get something they really want! The clear text and playful illustrations aim to simplify financial concepts like earning, saving, interest, the difference between needs and wants, and the joy of running one’s own business. To make the otherwise boring topic interesting, the concepts have been explained through small anecdotes accompanied with colorful illustrations to stimulate children and ignite a love of saving.


Buy Link


FYD Publishing


About the Author

LaDonna N. Smith is a certified financial educator whose goal is to educate youth from all walks of life on how to find their path to financial empowerment. LaDonna draws inspiration for her book ideas from several typical parenting routines; watching her children play or argue, overhearing them sing or talk, and listening to all the amazing ideas, concerns, & request that they come up with. The Money Tree, is the first, but her children have inspired many more literary surprises already in the works! LaDonna and her husband reside in New York and have four wonderful children, all with intriguing and different personalities, like the characters she creates in her storybooks.

Connect with the Author:




Author LaDonna N. Smith is giving away a copy of The Money Tree on Goodreads! Make sure to enter for your chance to win.

Giveaway Widget Code (Works on Blogger in the HTML portion):

Goodreads Book Giveaway

The Money Tree by Ladonna N Smith

The Money Tree

by Ladonna N Smith

Giveaway ends February 17, 2014.

See the giveaway details
at Goodreads.
Enter to win

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Raising money smart kids…..

In today’s electronic world the use of advertising gimmicks has made the task of teaching our children to differentiate between their needs and wants a daunting one. After watching just a few minutes of cartoon’s and children’s television programming with my children I quickly noticed that advertisers are no longer selling to parents, instead they are selling directly to our children. With the use of popular cartoon characters, such as SpongeBob square pants and Dora the explorer our children are being enticed to spend, spend, and then spend some more. Many times our children fall prey to these marketing strategies, therefore it is so important for us as parents to make sure that we are teaching our children to make wise decisions with their money.
So how do we teach our children to be smart consumers in an era where children as young as three years old are asking their parents for fancy computer tablets, and expensive iPod’s?
The secret is: It is never too soon to start talking to your child about money. The earlier we start teaching our children to make smart decisions with money the more successful the lesson. As a matter of fact it is easier on everyone including the child if you start teaching financial literacy from the time your child starts talking. Make financial literacy a game. Start by matching and counting currency. Build from there as your child’s abilities progress.
Keep in mind that financial literacy is currently not taught in many schools, so it is ultimately our responsibility as parents to ensure that our children grow up to be smart consumers. Make the world your economic classroom and soon your child will love saving.

Here a few tips to give your child about saving:
1. Save at least half of the money that you get from doing chores, and allowance and gifts. Saving just a few cents from every dollar you get will add up.
2. Make a goal chart, and stick to it.
3. Create a budget, which is a record of how much money you have and how you will spend it.
4. Make smart decisions with your money, so that you always have some to save.
5. Ensure that your money is safe by opening up a bank account.
6. Watch your money grow faster by keeping it in your savings account. The bank gives you extra money-called interest-for leaving your money in the bank.
7. Try to make a deposit into your saving account at least once a month.

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